Posted by: askjayauthor on: March 2, 2009
I got this question from Peter of Washington, US. Peter, first of all thanks for asking such an important question as many others keep asking for if they should look at the saving coupons seriously or not!
This is really a difficult time and difficult time requires extra ordinary actions on our part to survive. In the past I never used to think about using free samples but I have changed my attitude towards these offers now. In any case most of the marketing companies need test customers where they can supply their products and test the market. So why not take advantage of this to our benefit.
Posted by: askjayauthor on: February 15, 2009
This is a question from Peter of Idaho, US who has asked for the simple tips on how to survive in the current recession environment. First of all, thank you for asking such a timely question. This post will be important for every one.
So what should we do in the current environment? Here are some tips for your consideration:
1. Stop living on credit cards. If you don’t have cash in your bank, start changing your lifestyle. But make it a financial discipline that you would not use any credit cards at least for few months. If you do this, you will start reducing your monthly expenses. This works for real!
Posted by: askjayauthor on: February 9, 2009
I got this question from Noori of Seattle, US asking ‘how can I create my budget fast?’.
First of all, thanks a lot to Noori asking this very timely question especially in this current economic recession time. Secondly Noori you are not alone facing this problem. By saying this, I don’t want to say that it’s ok not to do your budget just because it seems so tedious. My job is to make it easy for you and for the blog readers.
When I was creating my first budget just after college, I had real tough time. I kept on putting this task away for too long. One day I was checking my account and then I realized that my savings are zero. I started thinking how can I get control on my finances. That’s when I started thinking of putting up a budget. So here are the tips which I learned the hard way but you can learn the easy way by reading and acting on this.
